HFG Home Affordability
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Buyer Tool
Home Affordability
Buyer Tool · Homeowners Financial Group
Home
Affordability
Work the mortgage backwards — from income, debts, and DTI limits to the maximum payment, loan, and home price a buyer qualifies for.
Income & Debts
Prepared For
Annual Gross Income
$
Monthly Debt Payments
$
Car, student loans, credit cards
Available Down Payment
$
Loan Assumptions
Loan Type
Conventional
FHA
VA
USDA
Interest Rate
%
Prefilled from the loan type — adjust to today’s pricing
Loan Term
30-Year
20-Year
15-Year
10-Year
Credit Score
Est. Monthly Taxes
$
Est. Monthly Insurance
$
DTI Limits
Front-End Limit
%
PITI ÷ gross income
Back-End Limit
%
All debts ÷ gross income
Loan Officer Information
All fields below are required and appear on the client report and its disclosures.
Full Name
*
NMLS #
*
Phone
*
Email
*
Office Address
*
License State
*
License Number
*
auto
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Home Affordability — Results
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